Good UK income protection insurance information

Income protection insurance information

Goodincomeprotection.co.uk are leaders in the provision of income protection insurance in the UK.

Why you need income protection insurance

90 families a day had their homes repossessed in 2000. The majority due to financial problems associated with unemployment. A suitable income protection insurance policy would have helped them.
One in three people aged between 25 and 34 have experienced unemployment for a period in excess of one month.
We offer the best income protection insurance in the market. How else can you pay your bills?
Every adult in Britain is five times more likely to suffer a serious disability than die before the age of 60.
New mortgage borrowers obtain no assistance for nine months.
102,000 claimants have been turned down for incapacity benefit. Recently the Government has suggested reviewing those who do receive this benefit every three years.

You don't need a mortgage to qualify for cover. We can help pay a mortgage amount, rent, loans, household bills or whatever.
Immediate cover and free transfer from another insurer.
Benefits paid back to day one
We can cover self-employed, directors and proprietors of businesses if the business ceases to trade.
Tax free benefits
Premiums are not loaded on the basis of age, gender, occupation or smoking habits.

You must be over 18 but under 64 and are permanently resident in the UK, Channel Islands or Isle of Man
You must be actively working and have been in continuous employment for more than six months before the start date. You are not eligible if you work in temporary or seasonal employment.
You must be in good health and know of no impending unemployment or disability.

You may have up to £1,000 per month or 50% of your gross monthly salary (average to include overtime, commission and bonuses over the last 12 months)

If you have not been in continuous employment for at least 6 months
If you knew at inception that you would become unemployed or that you might become unemployed or in the underwriters reasonable opinion you should have been aware.
If your unemployment occurs within the initial exclusion period or you are told within the initial exclusion period that you will become unemployed
you accept voluntary unemployment, resign, retire or accept early retirement in lieu
Unemployment due to misconduct, breach of contract or criminal offence
When receiving payment in lieu of notice