Information about income protection insurance

Our income protection insurance. is for UK residents only - we cannot quote for other people.

Why you need income protection insurance - the Government won't help you (much!)

A suitable income protection insurance policy would have helped 90 families a day who had their homes repossessed in 2000.
The alternative to income protection insurance is income support. This is £60 per week and most people wont get it!
One in three people aged between 25 and 34 have experienced unemployment for a period in excess of one month.
Every adult in Britain is five times more likely to suffer a serious disability than die before the age of 60.
New mortgage borrowers obtain no assistance for nine months.
102,000 claimants have been turned down for incapacity benefit. Recently the Government has suggested reviewing those who do receive this benefit every three years.

How can we help you

You don't need a mortgage to qualify for cover. We can help pay a mortgage amount, rent, loans, household bills or whatever.
Benefits paid back to day one
We can cover self-employed, directors and proprietors of businesses if the business ceases to trade.
Tax free benefits
Premiums are not loaded on the basis of age, gender, occupation or smoking habits.

Click Here to obtain a quotation for our income protection insurance policy or request further details.

Are you eligible?

You must be over 18 but under 64 and are permanently resident in the UK, Channel Islands or Isle of Man
You must be actively working and have been in continuous employment for more than six months before the start date. You are not eligible if you work in temporary or seasonal employment.
You must be in good health and know of no impending unemployment or disability.

How much cover can you have?

You may have up to £1,000 per month or 50% of your gross monthly salary (average to include overtime, commission and bonuses over the last 12 months)

Are any occupations unacceptable?

If you are in the tourist, telecommunications or airline industry then it is possible, depending on your firm, that the underwriters who provide these on-line rates may not accept you. Do not Panic! B. Portwood & Co Ltd, being brokers, have access to several other plans - all of which provide competitive rates. Click on the link below or contact us on 01388 609143 and we shall obtain an alternative quotation.

Can I see the policy wordings?

Copies of the policy wordings are available from our home page. They are available both in PDF format (Acrobat) and as an MSWORD document. Alternatively you may open either by clicking the links in this paragraph

How do I apply?

Our policy is available on-line - or you may request further details. From our home page you may obtain an illustrative quotation for cover with or without disability insurance.

Click Here to go to our Home Page

For income protection you need look no further than Goodincomeprotection!